It may be that at some point, your hero's health gets reduced to zero. The adventure must go on. So how will the 2021 Quest Calendar handle death?
The previous thought was to pay half your gold to get resurrected. But I wanted to give an option to make the stakes higher. So I expanded the rules a bit. What do you think?
You can get resurrected, but at a price. Bring your current health to half your max value, rounded up. Roll a d6:
1: Pay half your gold. If you have no gold, roll again.
2: Pay all your gold. If you have no gold, roll again.
3: Suffer a physical injury. Roll a d6:
1-2: Reduce your Strength by 1.
3-4: Reduce your Dexterity by 1.
5-6: Reduce your Constitution by 1.
4: Suffer mental trauma. Roll a d6:
1-2: Reduce your Intellect by 1.
3-4: Reduce your Wisdom by 1.
5-6: Reduce your Charisma by 1.
5: Suffer a grievous wound. Roll a d8:
1-2: Reduce your Max Health by 2.
3-4: Reduce your Armor by 1.
5-6: Reduce your Attack by 1.
7-8: Reduce your Damage by 1. When you roll damage, reduce the roll by 1.
6: Sacrifice one of your treasure items worth at least 100 gold. If you do not have one, roll again.
All Physical Injury, Mental Trauma, and Grievous Wounds, can be removed during a REST, by some items, or by some magical effects.